Bank error in your favor, collect several trillion dollars

  • nucleative@lemmy.world
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    8 hours ago

    Just a number in a database…

    If the customer acted really fast he might have been able to yoink some of that out of there in the form of a wire to another bank.

    • Wouldn’t work, banks would almost certainly flag and hold the transaction for possible fraud, and banks can also just reverse transactions like that (usually for a fee paid to the original receiving bank). Even serial numbers of bills can be marked as fraudulent so even withdrawing from an ATM wouldn’t work.

      Banks aren’t on a blockchain, they have protocols and agreements to be able to fix mistakes like this.

      Best shot is immediately contacting the bank, highlighting the error and hope they’re nice enough to leave a little bit as a finder’s fee.

  • adarza@lemmy.ca
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    20 hours ago

    doge treasury dept intern: “whoops, that was supposed to go to the president’s… i mean, elon’s, personal account. my bad.”

    • metaStatic@kbin.earth
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      19 hours ago

      this is how we end up with sov cits.

      Everything is fake. But if men with guns say it’s real then treating it as such is a matter of survival.

      • theunknownmuncher@lemmy.world
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        9 hours ago

        Aren’t sovcits like the polar opposite view and believe that the “system” is so real and literal that they can recite magic contract language to get free money and have laws no longer apply to them?

  • jatone@lemmy.dbzer0.com
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    20 hours ago

    you’d think anything over a few million would be flagged for manual review. such a basic systems check.

    • Album@lemmy.ca
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      19 hours ago

      It probably was and still accidentally approved. It happens. I see four eyes or maker checker processes fail all the time.

      • jatone@lemmy.dbzer0.com
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        9 hours ago

        No process is perfect, doesnt mean you dont put it in place in these context. The cost is trivially low given the volume and doesnt make you look like a moron.

        • Album@lemmy.ca
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          8 hours ago

          That’s my point. It’s in place and probably still failed. It happens.

          • jatone@lemmy.dbzer0.com
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            3 hours ago

            yes and my point was the automated flagged probably wasnt in place ;). That or the UI fucked up and truncated the value in a manner that lead to it looking much smaller =p

  • adarza@lemmy.ca
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    19 hours ago

    you can have that money back, just lemme have the interest earned over those few hours.