• Rookwood@lemmy.dbzer0.com
    link
    fedilink
    English
    arrow-up
    2
    ·
    4 days ago

    You can make sure your doctor is in network, but if someone bills you for other services like an anaesthetists, radiologist or labwork, they may not be and you could get a surprise bill for thousands of dollars.

    • HeyJoe@lemmy.world
      link
      fedilink
      arrow-up
      3
      ·
      4 days ago

      Oh, absolutely. When we had our kids both times we were hit with out of network anaesthesiologist bills. We fought it and won because we didn’t have a choice and when you have no choice it’s supposed to be covered. It took a few months to get an answer and is incredibly stressful and absolutely not something we should be worrying about after child birth, but welcome to America I guess… you hear about countries where the mother gets monthly care packages and at home wellness checkups on top of like 12 months off and I just get the extra stress of a 3k bill I may be held accountable for if I can’t complain hard enough on top of my wife having to go back to work in 1 month because you either don’t get paid or the few states that do takes over a month to get the first payment and it’s basically half of what you normally get. And that 1 month seems to be luckier than most since I’ve heard stories of people only allowed 1 to 2 weeks tops.

      Honestly, if I wasn’t so established with life, career, friends, and also had financial freedom I really think if I had the ability to start over I would 100% be out of here… I know nowhere is perfect, but at least most don’t want to kick you when you’re down either.