If someone is looking for a local hosted budgeting alternative, consider using Actual Budget. It’s an open source app that’s similar to YNAB

https://github.com/actualbudget/actual

Edit:

Also this is an interesting read from the original developer of Actual. Basically, it started as a closed source web app funded by a subscription model. When the business failed, he decided to open source it

https://actualbudget.com/open-source

Ugh I can imagine the re**it comments now